Geek Speak: A New Way to Troubleshoot VoIP | thwack

If you?ve deployed VoIP at any level then it is quite likely that you have received complaints about poor call quality.? How exactly does one measure VoIP call quality and how does one go about troubleshooting the cause of the poor quality?

VoIP Metrics

Maintaining high quality VoIP calls can be difficult as VoIP is more sensitive to network delays and packet loss compared to any other network applications.? VoIP quality is measured based on the following metrics:

• Network Jitter and Delay - excess jitter and delay result in calls breaking up and can be mitigated by the use of jitter buffers, however, too much jitter buffer can cause unacceptable voice delays
• Packet Data Loss ? packet loss can occur for a variety of reasons including link failure, high congestion levels, misrouted packets, buffer overflows and a number of other factors.? Packet loss can be controlled using packet loss concealment techniques within the playback codec.
• Latency ? measured in milliseconds (ms) results in voice delay and echo
• Mean Opinion Score (MOS ) ? indicates the percieved quality of the call and is expressed as a number in the range of 1 (poor) to 5 (excellent)

Troubleshooting the Old Way

Historically, network or VoIP engineers have used a variety of tools to monitor and measure the call quality components including:

• Passive network monitoring tools that monitor VoIP performance based on network performance statistics and estimate MOS score
• Protocol analyzers - hardware or software tools that capture and analyze VoIP traffic packets and calculate jitter, and latency directly from the packet stream.
• Dedicated VoIP tools - originally developed for the telecomm industry and are great for testing IP phone and gateway designs but not as good at solving deployment problems within the network.

Unfortunately, these tools will not provide a correlation between the specific call detail and the underlying network performance to identify the root cause of the poor quality.? Enter SolarWinds VoIP & Network Quality Manager.

Troubleshooting With SolarWinds VoIP & Network Quality Manager

SolarWinds VoIP & Network Quality Manager is an evolution of our IP SLA Manager and provides VoIP monitoring and troubleshooting alongside WAN performance monitoring.? VoIP & Network Quality Manager works by correlating the call detail record (CDR) with the IP SLA operation that corresponds to the network call path.? With VoIP & Network Quality Manager you can:

• Get at-a-glance insight into VoIP sites, calls by region, failed calls, and more
• Monitor site-to-site WAN performance using Cisco IP SLA technology
• Search and retrieve call detail records by call origination & destination, region, call time, call status, or quality metrics
• Correlate detailed call metrics with underlying network performance data for faster troubleshooting and root cause analysis

With VoIP & Network Quality Manager, you can troubleshoot poor VoIP calls in three easy steps:

1. Retrieve the call detail record of the affected call using VoIP & Network Quality Manager?s call search
2. View the IP SLA performance details for the corresponding call path
3. Drill down for detailed performance statistics for each router in the call path

SolarWinds VoIP & Network Quality Manager will soon be available for download.? In the meantime, you can learn more here.

Source: http://thwack.solarwinds.com/community/solarwinds-community/geek-speak_tht/blog/2012/07/30/a-new-way-to-troubleshoot-voip

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Elon Musk pondering Jetsons-like people mover

11 hrs.

John Roach

Entrepreneur Elon Musk of PayPal, Tesla Motors and SpaceX fame has his eyes on an Earth-based people mover that's twice as fast as an airplane and as convenient as riding a train, according to news reports.

While details on the Hyperloop system are scant, Musk recently told PandoDaily?s Sarah Lacey that it is ?something that can never crash, is immune to weather, it goes 3 or 4 times faster than the bullet train?? it goes an average speed of twice what an aircraft would do.?

What?s more, it could be powered by solar panels that generate enough energy to run the system 24 hours a day?? that is, excess energy generated during the day would run the system at night.

Asked by Lacey if the system resembled people movers on the futuristic cartoon the Jetsons, Musk replied, ?Yes.?

Musk is expected to reveal more details on the system soon. He said he may patent the idea and then "open-source the patent to anyone who can make a credible case that they can do it."

The design is thought to be similar the Aeromovel, an elevated train system that is powered by air using a technology that updates the sailboat for the 21st century, notes Clean Technica.

While lack of details, for the moment, on the Hyperloop leave us scratching our heads in incredulous wonder (LA to San Francisco in 30 minutes?), Musk does have a track record that makes this worth paying attention to.?

After all, SpaceX's Dragon capsule successfully delivered cargo to?the International Space Station and may soon be ferrying people there, too. A fast people mover on Earth doesn?t seem so far out of reach.

??Via Clean Technica, Business Insider, Pando Daily

John Roach is a contributing writer for NBC News Digital. To learn more about him, check out his website. For more of our Future of Technology series, watch the featured video below.

Source: http://www.futureoftech.msnbc.msn.com/technology/futureoftech/elon-musk-pondering-jetsons-people-mover-916486

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Nexus 7 dock and covers leak, promise high style in small sizes

There have been teases here and there that Google's Nexus 7 was going to get a full, official accessory treatment from ASUS, but actual details have been scarce. Consider ASUS' cover blown, almost literally. Presentation files finding their way to Nordic Hardware show the known Smart Case-like, $20 Travel Cover that's already lurking on the ASUS and Google websites, but they also spoil a leather Premium Cover that will reportedly cost $40. As for a cradle to round out the set? While the company had previously confirmed that a dock was coming, we're now getting a glimpse of the $50 Nexus Dock's super-simple wedge design and audio output. With the exception of the Travel Cover, the accessory bonanza is pegged by the slides as arriving in late August -- just in time for that last-gasp summer vacation.

Filed under: Peripherals, Tablet PCs

Nexus 7 dock and covers leak, promise high style in small sizes originally appeared on Engadget on Tue, 31 Jul 2012 01:47:00 EDT. Please see our terms for use of feeds.

Permalink Droid-Life  |  Nordic Hardware  | Email this | Comments

Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/G5GQfqmn4T4/

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US drone attack kills at least 5 in Pakistan

By NBC News' Mushtaq Yusufzai

U.S. drones fired six missiles and pounded a house and car in the Mir Ali subdivision of Pakistan's North Waziristan tribal region on Sunday.

Local villagers said the drone?targeted a house where militants?reportedly resided.

The villagers said a car has also been damaged in the attack.

---

Pakistani security officials based in the area said five U.S. spy planes were seen flying over the area during the attack.

A security official said five people had been confirmed dead and four others were injured in the attack.

There was no immediate information about the identity of the victims.

Watch World News videos on NBCNews.com?

Local residents however said besides Pakistani militants, members of al-Qaida and Afghan Taliban were also hiding in the area.

It was the second attack by U.S. drones in North Waziristan during the holy month of Ramadan.

Fourteen people, all believed to be militants, were killed in a previous drone attack at Dre Nishtar village of Shawal Valley of North Waziristan.

Stay informed with the latest headlines; sign up for our newsletter?

Pakistan officials have?for?an end to U.S.?drone attacks.

Ambassador Sherry Rehman, speaking to the Aspen Security Forum?on Friday,?said the drone attacks have already succeeded in damaging al-Qaida but are now only serving to recruit new militants.

"I am not saying drones have not assisted in the war against terror, but they have diminishing rate of returns," Rehman said, speaking by video teleconference from Washington.

"We will seek an end to drone strikes and there will be no compromise on that," she added.

Pakistan's spy chief, Lt. Gen. Zaheerul Islam, is expected to reiterate the demand in his first meeting with CIA Director David Petraeus, at CIA headquarters in Virginia, next week.

This article includes reporting by The Associated Press.

The White House has confirmed the death of al-Qaida leader Abu Yahya al-Libi in a weekend drone strike in Pakistan. NBC's Jim Miklaszewski reports.

More world stories from NBC News:

News on NBCNews.com on Twitter and Facebook

Source: http://worldnews.nbcnews.com/_news/2012/07/29/13018467-us-drone-attack-kills-at-least-5-in-pakistan?lite

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Colorado theater gunman charged with 24 counts of murder

[Updated at 2:30 p.m. ET]

Prosecutors on Monday charged James Holmes with two dozen counts of first-degree murder and more than 100 other violent offenses related to the recent deadly rampage at a Colorado movie theater.

Holmes, who appeared in court with the same cartoonish orange-red hair he had at the time of the shooting, said only one word during Monday's hearing.

"Yes," he answered when asked by the judge if he waived his right to a preliminary hearing within 35 days.

Police say Holmes, 24, blasted his way through a packed movie house during a premiere showing of Batman "The Dark Knight Rises" in Aurora.

Twelve victims died in the attack, 58 others were wounded. The melee is among the worst mass shootings in modern-day American history. Prosecutors filed a total of 142 criminal charges against him, including 116 counts of attempted murder. The 24 murder counts reflect dual charges (premeditated and without remorse) by the prosecutors.

During Monday's hearing, Judge William Sylvester carefully explained to Holmes that the charges carry a minimum sentence of life in prison and a maximum of death. The district attorney near Denver has not announced if she will seek the death penalty against the alleged gunman.

Half of the 110-seat courtroom was filled with victims or their families. One survivor entered the courtroom in a wheelchair with a bandage on her left leg. Blood from a wound could be seen through the bandage. Some stared intently at Holmes, who sat at the defense table to the right of his two attorneys, throughout the 50-minute hearing. Others focused on Judge Sylvester and attorneys as they discussed procedural issues and hearing dates.

Ashley Moser lost her 6-year-old daughter in the attack and was also paralyzed in the shooting. Her aunt, MaryEllen Hensen, was in court on Monday and said the suspect looked more alert in today's hearing. In his first court appearance, Holmes was described by many as being dazed and groggy.

"When we'd seen him before, he looked kind of spaced out or out of touch," Hensen said. "He looked very alert today and very lucid."

Still, she said, "he had an expression and persona of evilness to him."

Some in the court's gallery wore sunglasses. One woman cried openly. Three people, including a woman with a bandaged arm, wore Batman T-shirts.

"It saddens our family that there is a man that has so much hate and evil in his heart," the family of Gordon Cowden said in a statement after Monday's hearing. "We feel confident that our judicial system, as will God and the public, see to it that this evil man receives the punishment he deserves and our hope and prayers are that one day, he will face God with remorse and tremendous sorrow for his actions."

Cowden, 51, had taken his two teenagers to see the midnight premiere. His children escaped the shooting spree without injury.

"Gordon was a man, working with their mom, to raise four children, to build a solid foundation for each; teaching them to love life, love themselves, love others and to love God," his family said. "And though this evil man has caused our family so much hurt and pain he cannot, nor can anyone ever take away or ever permanently damage this foundation of love for each other, for others, for life and for God."

Hensen, who lost a great niece, said she fears sending Holmes to death row will prolong the time it takes for victims to heal.

"As far as the death penalty goes, I am a Christian and I do believe he should just be probably locked away and live with what he did every day of his life," she said.

[COMPLETE COVERAGE: Colorado theater shooting]

Holmes was clad in tactical gear and possessed four guns and a stockpile of ammo when he surrendered to officers behind the cinema shortly after the July 20 shooting spree. He did not resist arrest, but investigators have since described the former neuroscience doctoral student as uncooperative.

Victims arrive at Monday?s hearing for suspected theater shooter James Holmes. (AP Photo/Ed Andrieski)

Police say Holmes legally purchased the guns in May and June but allegedly began stockpiling ammo and other gear four months ago.

"This is not a whodunit. ... The only possible defense is insanity," Craig Silverman, a former chief deputy district attorney in Denver, told the Associated Press.

At Monday's hearing, attorneys also discussed a package the former grad student allegedly sent to his psychiatrist at the University of Colorado Denver.

Authorities seized the package July 23, three days after the shooting, after finding it in the mail room of the medical campus where Holmes studied. Several media outlets reported that it contained a notebook with descriptions of an attack, but Arapahoe County District Attorney Carol Chambers said in court papers that the parcel hadn't been opened by the time the "inaccurate" news reports appeared.

On Friday, court papers revealed that Holmes was seeing a psychiatrist at the university. But they did not say how long he was seeing Dr. Lynne Fenton and if it was for a mental illness or another problem.

The University of Colorado's website identified Fenton as the medical director of the school's Student Mental Health Services. An online resume listed schizophrenia as one of her research interests and stated that she sees 10 to 15 graduate students a week for medication and psychotherapy, as well as 5 to 10 patients in her general practice as a psychiatrist, the Associated Press reported.

Under Colorado law, defendants are not legally liable for their acts if their minds are so "diseased" that they cannot distinguish between right and wrong. However, the law warns that "care should be taken not to confuse such mental disease or defect with moral obliquity, mental depravity, or passion growing out of anger, revenge, hatred, or other motives, and kindred evil conditions."

[RELATED: Should the movie theater reopen?]

Experts say there are two levels of insanity defenses. Holmes' public defenders could argue he is not mentally competent to stand trial, like Jared Loughner, who killed six people when he shot Arizona Rep. Gabrielle Giffords in Tucson in 2011. Loughner has pleaded not guilty to charges in the shooting. He has been diagnosed with schizophrenia and is undergoing treatment at a Missouri prison facility in a bid to make him mentally fit to stand trial.

If Holmes' attorneys cannot convince the court that he is mentally incompetent, and he is convicted, they can try to stave off a possible death penalty by arguing he is mentally ill.

Sam Kamin, a law professor at the University of Denver, said there is "pronounced" evidence that the attack was premeditated, which would seem to make an insanity defense difficult. "But," he told the Associated Press, "the things that we don't know are what this case is going to hinge on, and that's his mental state."

(The Associated Press and Yahoo! staffer Tim Skillern in Centennial, Colo., contributed to this report.)

Source: http://news.yahoo.com/blogs/lookout/formal-charges-expected-today-suspected-colorado-movie-theater-101958196.html

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An Online Marketing Company ? How To Start? ? Real Bizzy

Have you ever wondered how you can choose a few long holidays a without feeling guilty? If your current job is not paying well, you can find a higher pay job or work part-time to generate additional money to build your account. As an alternative, you can begin an internet marketing business while maintaining every day job. As compared to a standard business which involves a much higher start-up cost.Before you start It is much cheaper to start an business, you need to have: computer/laptop, credit card/debit card and internet access. You could consider mobile broadband since it is portable. Your company can be executed by you anyplace outside your home.Here are a few of the items that you have to do before and after you start your internet marketing business:1. Choose your market. Think of your passion/interest before you start looking for product to market online. If your interest is in style, your specialized niche may be women's apparel. You should not target at the typical market. It is best to concentrate on a specialized niche as your assets will undoubtedly be properly used to target at a particular number of customers.2. Select domain name. Your domain name is a place where people will find your product and you. It's like a company's tackle online. Your domain name should be simple, not as extended and easy to remember ultimately related to the specialized niche that you are going to enter. As an example when your niche market is on weight reduction, pick a domain name that is linked to it. Do have a few titles in your mind when you register. The selection of domain name is depended upon its availability.3. Register domain name. Register your domain name with cheapdomain.com. For a start, choose the cheapest domain name to minimize operating cost. You may get a domain name for as low as USD8.99 a year.4. Get yourself a PayPal account. You need to make an application for an account with PayPal.com to aid your web business transactions. It is liberated to open account and there is no regular fee. As owner, the amount of money you receive adopts your PayPal account. As you may elect to pay with your credit/debit card, or stability from your PayPal account.5, consumer. Getting a Website Hosting Bill. A physical place is needed by a domain name (hosting house) it is linked to. Your web host service is a business that gives you the permission to use its space to store your website, photos, videos and email address, etc. Pick a dependable hosting company that get your website back online within 24 hours must your website go offline. HostGator.com is an organization providing you with good customer service supports.6. Email Auto-responders. Spend a regular subscription and get a good vehicle responder - Getresponse.com or Aweber.com. A good auto-responder is trusted and its administrative service is good. After you have stimulated your auto-responder, anybody who sends you an email communication, he/she will automatically be given an answer which you have stored in the machine. You do not need to distribute email reply manually.7. Build or look for product to sell. Build a guide and a straightforward site to promote it through clickbank.com. You could look for internet product to market at clickbank.com. Subscription is free. You can also select product, receive affiliate product link and follow-up emails to send to your clients. Place your follow-up messages in your auto-responder and send out reply instantly when somebody sends you a message. Record your internet item link and utilize it for promotion in EzineArticles.com author's source box.8. Marketing your solution. You need to increase and generate traffic to your website. Writing articles for publication in EzineArticles.com is one of the ways to market your affiliate solution. Registration is free. Before producing an, read the regulations and policies and ensure that the content of your article complied with them. Do you believe by submitting one report per week is enough to promote your product? Certainly not! Before you can see results.To succeed in internet marketing business you need to write several articles, you need to be constant in promoting your product. In addition to content creation, there certainly are a few other marketing strategies which you can undertake to market your product online.To learn more about how to market your product online applying other marketing strategies, look for my product link in the author's source box and click on it. You may also go to inboxeasycash.com to declare your free e-book quickly.

Come to our site for more information about affiliate marketing how to (http://affiliatemarketingguides NULL.net)

Source: http://realbizzy.com/an-online-marketing-company-how-to-start/

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Penn State to refurbish showers in Sandusky sex abuse case

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Source: http://news.yahoo.com/penn-state-refurbish-showers-sandusky-sex-abuse-case-004745251--nfl.html

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Debt Negotiation Services ? Debt Relief Mag

[...] Debt Negotiation can be a great option if your credit card companies are unwilling to work with you on lowering your interest rates and you are unable to pay your credit card bills.? Debt Negotiation is not a quick solution to your financial problems.? Many of the Debt Reduction and Debt Negotiation companies advertising make it seem like their debt relief programs are the promised land.? The reality is that like anything in life there are consequences.? Debt Negotiation companies can save you a lot of money but it can be at the expense of your credit.? For a debt negotiation program to be effective, you have to be behind on your bills.? If you are current and stop paying your credit card bill, be prepared to watch your credit score drop like a rock.? I have seen credit reports drop as much as 200 points by just 30 days of late payments.Source: debtfreepartners.com [...]
Source: debtfreepartners.com

Video: Cambridge Life Solutions Debt Negotiation Services

Debt Negotiation Services

Reducing amount of debt and making it a single payment will always help you instead of making numerous separate payments each month and keeping a track of each. Also when you go in for debt negotiation, there is also a possibility of reduced amount of total debts. Here reduction could be actually the interest which you were supposed to pay to the company. With that gone, you will be left with manageable payment which is a lot lesser than what actually would have been the amount payable.
Source: blogspot.com

Minimize Anxiety With Debt Consolidation Negotiation

Enterprise debt negotiation is all about settling excellent troubles with the appropriate processes. If you personal a company, then there will be the need to borrow income for investment. Each time you borrow income, you?re liable to reimburse it. Enterprise debt negotiation is all about assembly the dues conveniently even when the planning gets challenging in monetary terms.Support minimize debtsDebt consolidation negotiation allows to reduce the toll of debts to a great extent. This can be the simplest technique of minimizing the monetary crisis to a great extent. As soon as you are outside of debt, you really feel cost-free and very joyous of the cost-free predicament.However you have to realize what consolidation is. The essence would be to streamline all your debts right into a single a single. It really is regarded as a debt reduction approach to borrow an enormous volume and mitigate the smaller loans and also the rates of interest so you are left with a single loan and a single rate of interest.Don?t forget when you have a lump sum of money in hand, then the lenders are eager to negotiate along with you to settle your accounts. Suppose in almost any situation you can?t pay the full volume for the lenders, then your account will likely be transferred for the selection agency. In almost any situation, the lenders will not want your accounts to get turned to selection companies. For that reason, they will be able to stash your volume to a great extent.You?ll find possibilities of getting great settlement delivers should you permit the debt-relief business to take care of the problem.. Consult with a proper consolidation company to understand the approaches of settling debts. Debt consolidation negotiation aids to tackle the problem to a proper extent so you are relieved off debts finally. Therefore, you really feel relieved and lead a normal lifestyle.Debt settlement may possibly work by borrowing income from close friends. But however you?re far more into debt, however from a trustworthy source. But previous to searching for loan from close friends, ensure that you simply can pay it again on time normally you run the chance of harmful relationship with the buddy. As an alternative of searching for aid from close friends, it really is far better to technique debt settlement businesses.Why debt settlement businesses are proper?Debt settlement businesses examine different instances and chalk out suitable ways of paying. If someone is in large debt then planning bankrupt will be the greatest remedy, a single may well think. But personal bankruptcy will bring a lasting stigma for your credit score heritage and in foreseeable future, it will grow to be almost impossible to revive the monetary crisis. Consequently, look for aid once the problem just isn?t that even worse.Should you be trapped below many debts with rates of interest inflating the payable in double speedy time, then debt settlement aid by means of consolidation loan is greatest. Nevertheless the query is who?s able to offer you that a single loan to mitigate the numerous loans. The solution is inside the hands of debt settlement businesses. They will examine your credit score heritage and determine regardless of whether a consolidation loan might be provided for you or not. If sure, then you definitely can look for the loan to mitigate the smaller loans and rates of interest.Therefore, you?re left with a single loan and a single rate of interest to deal with. This tends to make the problem much less challenging and you also are saved of the large burden. When in loan, it is the best suited thought to hunt approaches of earnings to meet liabilities. Therefore, searching for aid from businesses is considered the most proper bargain.While debt consolidation can be very helpful to you it can also make clearing your debt more difficult. Use the services if you have to but be careful about it.
Source: blogspot.com

Sticky Notes: How Much Do You Pay for Negotiation?

For a beginner in this industry, it might seem frivolous, disappointing and unlikely that going for debt negotiation services is a good choice. However, those who are experienced and keen about debt negotiation will tell you that you can save using this approach way better than their pricing. Entrust that their expertise as well as allies in the field will be able to help facilitate your debt in the most professional way they possible can. Moreover, with their savvy and convincing moves and approach, take comfort that in no time, you will be debt free. Good luck!
Source: debtnegotiationservices101.com

Debt Negotiation Services San Diego

In debt negotiation, you or your lawyer will work with your creditors or the collection agency to come to an agreement under which you will pay a certain amount of your debts, and your creditor will then mark the debt as ?paid as agreed.? This may be a good option for you if you think you owe more than you will ever be able to repay. Many creditors are willing to work with debtors to negotiate debt settlement agreements because of the guarantee of receiving some payment; if you declare bankruptcy, they may receive far less. This is a complicated process that requires the services of a lawyer who has experience in debt negotiation and can help you reach an agreement with your creditors. In some cases, you may be able to establish a payment plan, under which you make payments to your creditor every month until you have paid a certain amount. Other creditors may require you to make a lump-sum payment.
Source: goldenstatelawca.com

Debt Negotiation versus Debt Management

DebtX and KEMA Advisors will sell an 88 million portfolio of multifamily and healthcare loans for the US Department of Housing and Urban Development PERTH WESTERN AUSTRALIA May 15 2012 CNW Management39s Discussion and AnalysisThe Management39s Discussion and Analysis quotMDAquot provides an analysis to enable readers to assess material changes KBR announced today that first quarter 2012 net income attributable to KBR was 91 million or 061 per diluted share compared to net income attributable to KBR of 10 In the 1990s the Londonbased Forum for the Future developed the idea of the quotfive types of sustainable capital from where we derive the goods and services we need to improve the quality of our livesquot The Five Capitals are Natural Capital Human Capital Manufactured Capital Financial Capital They defined 39Natural Capital39 as quotany stock The aggregate value of Commercial Real Estate loans priced by DebtX that collateralize CMBS rose to 873 as of March 31 2012 from 869as of February 29 2012 Loan values BETHESDA Md May 1 2012 PRNewswire American Capital Ltd quotAmerican Capitalquot or the quotCompanyquot ACAS announced net operating income quotNOIquot before income Finding companies that have all the right stuff can produce winners American Capital Ltd39s firstquarter 2012 operating income of 14 cents per share lagged the Zacks Consensus Estimate by 5 cents Moreover the results were below the prioryear quarter39s earnings of 23 American Capital Ltd 39s ACAS firstquarter 2012 operating income of 14 cents per share lagged the Zacks Consensus Estimate by 5 cents Moreover the results were below the
Source: mcsus.com

Negotiate and Settle Credit Card Debt

It?s never simple to find top quality products. You need to search a great deal before you decide to actually get what you would like. Let?s say you need to purchase a top quality shirt in a single $ 100? You?ll have to search lots of markets and bargain a great deal to find the best shirt inside your budget. Similarly, you have to negotiate and settle credit card debt being liability free. If you?re smart and also have basic financial knowledge, you are able to negotiate and settle credit card debt yourself. You won?t need to locate a settlement counselor and pay him a sizable amount of cash.
Source: creditcarddebtrelieftips.com

What People Need to Know About Debt Negotiation Service

What actually people can take benefit from the modern life is that they may find any solution, for example debt negotiation, to overcome their finance problems in life in easier effort. It is because people can use internet in searching for any service that they need to overcome any of their problem especially that is related to their finance. In this case, I will discuss about such service above and how people can hire them to deal with any bad credit that they have.
Source: p-r-i.com

Related posts:

1. Debt negotiation Services Internet
2. Debt Negotiation Services
3. Debt Negotiation Services San Diego
4. Debt Negotiation Services San Diego

Tags: Debt, debt negotiation companies, debt negotiation program, debt negotiation services, Interest

Source: http://debtreliefmag.com/debt-negotiation-services-2/

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Pew poll: Obama leads Romney (Star Tribune)

Share With Friends: | | Politics - Top Stories Stories, RSS Feeds and Widgets via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/237659682?client_source=feed&format=rss

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Penn State concealed sex abuse to save reputation- report

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Source: http://news.yahoo.com/ex-fbi-chief-release-report-penn-state-sex-050125233--nfl.html

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Sanctions ultimatum as pressure mounts on Assad

Pressure mounted on Syrian strongman Bashar al-Assad as Western powers drew up a 10-day sanctions ultimatum and a first senior diplomat, his ambassador in Baghdad, defected.

At the United Nations, Britain, France, Germany and the United States submitted a draft text that would give Assad 10 days to implement UN-Arab League envoy Kofi Annan's ceasefire plan or face tough new sanctions.

If Security Council members, including a reluctant Russia, approve it, the resolution would allow for non-military sanctions under Chapter VII of the UN charter if Syrian government forces keep up their offensive on cities.

The resolution condemns "the Syrian authorities' increasing use of heavy weapons, including indiscriminate shelling from tanks and helicopters."

Negotiations on the Western draft and a rival Russian resolution, which does not mention sanctions, are to start on Thursday in New York. A vote must be held before July 20, when the mandate of the UN observer mission in Syria ends.

The draft calls for an "immediate" end to violence by government and opposition forces and demands that Assad's troops return to barracks in line with the Annan plan and UN resolutions passed in April.

If Assad has not "fully complied" within 10 days of the vote, the council "shall impose immediately measures under Article 41 of the UN Charter." Article 41 allows for economic and diplomatic sanctions but not military measures.

The resolution would renew the mandate of the UN Supervision Mission in Syria for 45 days, and calls on the mission to take on more political duties, moving away from monitoring a non-existent ceasefire.

The contingent of nearly 300 unarmed observers should be cut to "the minimum military observer capacity," the resolution says. According to diplomats, the UN leadership wants the observer numbers cut to 150.

Russia opposes the use of Chapter VII but its deputy UN ambassador, Igor Pankin, did not threaten a veto, insisting that negotiations have not even started over the rival texts.

"It is not a time for games, who vetoes first," Pankin said.

"It is a time for deciding on the future of Syria with Syrian plans and people and letting them engage. So I don't think we should be asking questions whether we veto it or not."

Earlier, Annan said the motion should include "clear consequences" for the regime if it fails to act, and reported that even Syria's staunch ally Iran and nervous neighbor Iraq now "support the idea of a political transition."

The latest moves to end the 16-month-old conflict came as the regime continued to crumble from within, with Assad's ambassador to Iraq joining a small but growing list of officials that have defected to the opposition.

An Arab diplomat in Baghdad told AFP that the envoy, Nawaf Fares, had submitted a letter to the Iraqi foreign ministry and would meet officials on Thursday to discuss his travel to another country.

Syria has been gripped by a vicious civil conflict since March last year, when the regime attempted to brutally suppress a pro-democracy revolt and triggered a broader uprising by armed insurgent groups.

Western powers and Syria's Arab and Turkish neighbors have called for Assad to stand down and allow a negotiated political settlement, but Damascus' ally Russia and thus far Iran have stood by him.

The regime and the opposition publicly accept Annan's plan, which has seen unarmed observers deployed to monitor a theoretical ceasefire, but fighting has raged on and rights monitors estimate that 17,000 Syrians have died.

"The Council is now discussing what the next steps should be and what action they can take," Annan told journalists, after privately briefing the 15-member UN Security Council by videophone from Geneva.

"We should hear something in the next few days."

Annan was just back from a tour of the region in which he met Assad and Iranian and Iraqi leaders. He said he and Assad had discussed the nomination of an interlocutor to negotiate with the opposition on behalf of the regime.

"In all frankness, yes we discussed it. He did offer a name. I indicated that I wanted to know a bit about the individual," Annan said, without giving any further details.

Russia's veto of two previous resolutions has angered Syrian opposition leaders, who visited Moscow this week to try to persuade the Kremlin to drop its support for Assad's regime, Moscow's key Middle East ally.

Violence across Syria killed 52 people on Wednesday, 23 of them civilians, 18 soldiers and 11 rebels, according to a Britain-based rights watchdog, which added that 82 people had died the previous day.

It also reported an attack on a bus transporting troops in the northwestern province of Idlib that left as many as 11 dead.

Source: http://news.yahoo.com/sanctions-ultimatum-pressure-mounts-assad-025717451.html

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Analysis: Fallout from JPMorgan loss may have just begun

NEW YORK (Reuters) - Jamie Dimon will do his best to put the "London Whale" trading flap behind him on Friday when JPMorgan Chase & Co reports earnings, telling Wall Street that the bank has capped losses from the bad trades and found the key risk management flaw behind the positions.

But that doesn't mean the firm is off the hot seat.

Former employees and experts outside the bank say JPMorgan may be underplaying deeper management problems. Senior executives at the bank missed multiple red flags at the group responsible for the bad trades, including high turnover among risk managers, that raise questions about how far up the chain blame should be assigned.

"One would think issues would have been escalated internally," said Leslie Rahl, managing partner of Capital Market Risk Advisors and a former derivatives head at what is now Citigroup. "If there's not more disclosure about the governance on Friday, they still have questions that need to be answered."

JPMorgan declined to comment on any aspect of ongoing investigations or on responsibility for the losses.

Dimon and his team on Friday plan to disclose more about the bad derivatives bets its Chief Investment Office made on portfolios of corporate bonds, bets likely to cost the bank $4 billion to $6 billion, according to a source. The update will come as the bank reports second-quarter results that Chief Executive Jamie Dimon said were on the whole "solidly profitable." [ID:nL2E8HS71S]

Dimon has moved quickly to distance himself from the losses and determine who to blame. As part of an internal investigation, bank executives were asked to draw up lists of risk managers and other executives who bear responsibility, a source said.

JPMorgan plans to attribute the losses in large part to a flaw in the way it tracked and limited risk-taking in the CIO, the source said. Instead of limiting risks for every individual trader as is standard on Wall Street, the bank assigned limits to groups of traders, allowing individuals to take outsized positions.

Ina Drew, who ran the Chief Investment Office and was deeply trusted by Dimon, has resigned, and a number of her lieutenants have had their trading terminals revoked, sources said.

"A RIGHT TO RELY ON THEM"

Dimon testified to Congress last month that "complacency" following years of success at the CIO led him and others to miss signals about the office's money-losing trades. "This synthetic credit portfolio did earn several billion dollars of income in the three or four years before it just lost some of it," Dimon told the Senate Banking Committee on June 13.

In addition to blaming Drew for the surprise loss, Dimon went on to criticize his chief financial officer, the bank's risk managers and others in the chain of command for failing to alert him to the risk that was accumulating.

"I have a right to rely on them," he said.

Barry Zubrow, who was chief risk officer from late 2007 until this January, the period when the CIO ramped up its risk appetite in London, appears to be most vulnerable to criticism, said people inside and outside JPMorgan.

Another problem for Zubrow: his brother-in-law Irvin Goldman was top risk manager in the CIO from February until he was replaced in May. Zubrow, who now heads corporate and regulatory affairs, did not return a call for comment.

The bank's chief financial officer is Douglas Braunstein. A long-time investment banker with an expertise in mergers and acquisitions, not in trading, Braunstein has been the CFO since mid-2010.

Braunstein is scheduled to give his usual presentation when the bank posts earnings on Friday, signaling to outsiders that Dimon does not assign much blame for the losses to his CFO.

Whatever Dimon says on Friday, a host of international regulators and agencies are probing the trading mishap, including the U.S. Securities and Exchange Commission, the UK's Financial Services Authority, the FBI, the Federal Deposit Insurance Corp., the U.S. Commodity Futures Trading Commission, the U.S. Treasury's Office for the Comptroller of the Currency, and the Federal Reserve Board and Federal Reserve Bank of New York.

AN UNUSUAL STRUCTURE

Dimon established the CIO in 2005 and asked Drew to manage it. The office, which now oversees about $350 billion of cash, has an unusual mandate: it is supposed to hedge the entire bank's risk, but can also take big bets to goose profits. Few banks allow the same group to do both.

The group earned billions of dollars during the financial crisis, but there were signs of trouble. In the past six years, there have been at least five different heads of market risk management within the CIO.

"It probably was a management mistake that no one asked why people were leaving," said a former senior risk manager at the bank.

One reason for departures may have been that pay was relatively low, at least by Wall Street standards, according to two people familiar with the group. The head of market risk within a business line at JPMorgan receives $1 million to $1.5 million of annual compensation, while traders who they monitor can make multiples of that amount. (Drew was awarded $31.5 million over 2010 and 2011, but the bank is likely to try to take at least some portion of that money back.)

The risk officers at the CIO also may have felt dual loyalties, sources said. The chief executives of the business lines at JP Morgan work side-by-side with the chief risk officer in picking their departments' risk managers, several sources said. That may create conflicts in a position that demands independence.

New executives appointed in the past few weeks, including Drew's replacement, Matt Zames, have moved quickly to build a new risk management structure for the CIO and the corporate bank. Dimon, in congressional testimony on the loss, called Zames a "world class risk manager."

"When we make mistakes, we take them seriously and often are our own toughest critic," he testified last month.

Another key question for most outside observers was why the bank avoided standard Wall Street practice by allowing traders to take massive positions. One trader in the CIO took big enough positions in credit derivatives markets to earn the nickname "London Whale."

"Limit structures are usually written down, and traders come in every morning knowing how much they are allowed to buy," said one senior banker with trading and risk-management experience at JPMorgan, who asked for anonymity. "If you can drive four Mack trucks through it sideways, I don't think that's a limit structure."

Incentives for traders also are worth investigating, said one former risk manager. In Dimon's congressional testimony, he said traders in the CIO were not paid on a formula that encouraged profits over risk reduction.

A former executive, however, said traders in the CIO had incentives to swing for the fences, at least when he was in that office. Their bonuses were determined in part by their ability to outperform an internally created index of the return on a standard bank treasury portfolio. The executive said he did not know if the index was still used, and bank spokesmen declined to comment.

(Additional reporting by David Henry in New York; Editing by Dan Wilchins, Edward Tobin, Leslie Adler)

Source: http://news.yahoo.com/analysis-fallout-jpmorgan-loss-may-just-begun-180612525--sector.html

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Spain imposes further austerity measures

Spain's Prime Minister Mariano Rajoy speaks during a control session at the Spanish Parliament, in Madrid, Spain, Wednesday, July 11, 2012. Spain has announced a euro 65 billion austerity package that includes tax hikes and spending cuts a day after winning approval from euro zone partners for a huge bailout of Spain?s banks. (AP Photo/Andres Kudacki)

Spain's Prime Minister Mariano Rajoy speaks during a control session at the Spanish Parliament, in Madrid, Spain, Wednesday, July 11, 2012. Spain has announced a euro 65 billion austerity package that includes tax hikes and spending cuts a day after winning approval from euro zone partners for a huge bailout of Spain?s banks. (AP Photo/Andres Kudacki)

Miners sing as they march along a street after walking for more than 20 days from the northern Asturias and Leon regions, as many as 400 kilometers (250 miles), on their way to Puerta del Sol, the Spanish capital's most emblematic square in Madrid, Spain Tuesday, July 10, 2012. Spanish coal miners angered by huge cuts in government subsidies for their industry converged on Madrid Tuesday for protest rallies after walking nearly three weeks under a blazing sun from the pits where they eke out a living. (AP Photo/Emilio Morenatti)

Spain's Economy Minister Luis De Guindos looks on during Spain's Prime Minister Mariano Rajoy's speech during a control session at the Spanish Parliament, in Madrid, Spain, Wednesday, July 11, 2012. Spain has announced a euro 65 billion austerity package that includes tax hikes and spending cuts a day after winning approval from euro zone partners for a huge bailout of Spain?s banks. (AP Photo/Andres Kudacki)

One of the opposition leaders, Gaspar Llamazares, bottom, gestures as Spain's Prime Minister Mariano Rajoy gives a speech during a control session at the Spanish Parliament, in Madrid, Spain, Wednesday, July 11, 2012. Spain has announced a ?65 billion austerity package that includes tax hikes and spending cuts a day after winning approval from euro zone partners for a huge bailout of Spain?s banks. (AP Photo/Andres Kudacki)

Spain's Prime Minister Mariano Rajoy, right, speaks during a control session at the Spanish Parliament, in Madrid, Spain, Wednesday, July 11, 2012. Spain has announced a euro 65 billion austerity package that includes tax hikes and spending cuts a day after winning approval from euro zone partners for a huge bailout of Spain?s banks. (AP Photo/Andres Kudacki)

MADRID (AP) ? Spain's government imposed more austerity measures on the beleaguered country Wednesday as it unveiled sales tax hikes and spending cuts aimed at shaving ?65 billion ($79.85 billion) off the state budget over the next two and a half years.

A day after winning European Union approval for a huge bank bailout and breathing space on its deficit program, Prime Minister Mariano Rajoy warned Parliament that Spain's future was at stake as it grapples with recession, a bloated deficit and investor wariness of its sovereign debt.

"We are living in a crucial moment which will determine our future and that of our families, that of our youths, of our welfare state," Rajoy said to catcalls from the opposition socialists and other parties as he revealed the biggest single amount of projected deficit savings in modern Spanish history.

He spoke as thousands of miners stung by a huge cut in government subsidies marched through downtown Madrid and clashed with riot police outside the Industry Ministry.

The spending cuts, designed to cut ?65 billion off state budgets by 2015, include a wage cut for civil servants and members of the national parliament and a new wave of closures at state-owned companies. Spain will also speed up a gradual increase in the retirement age from 65 to 67. They are to be approved officially Friday at a Cabinet meeting.

Spain has had to digest round after round of austerity measures since Rajoy's conservative government took power in December. Until now, there have been ?60 billion ($73.71 billion) in spending cuts and tax hikes by the central government or regional administrations. If you include measures taken by the previous, Socialist government, the number goes up to ?75 billion. Now, albeit spread over two-and-a-half years, comes another ?65 billion.

"This is the reality. There is no other, and we have to get out of this hole and we have to do it as soon as possible and there is no room for fantasies or off-the cuff improvisations because there is no choice," Rajoy told Parliament.

The measures are in exchange for the bank bailout of up to ?100 billion ($122.85 billion) granted to Spain by the other 16 countries that use the euro and extra time to cut the Spanish budget deficit. Finance ministers approved the bailout program at meetings in Brussels this week and as much as ?30 billion could flow to Spain's banks by the end of the month. The country's banks are saddled with billions of euros in toxic loans and assets following the collapse of the country's real estate market. The full amount Spain will seek is not yet known.

Europe's finance ministers also this week extended Spain's deadline for achieving a budget deficit of less than 3 percent of its annual economic output, until 2014. The size of Spain's economy in 2011 is estimated to have been $1.5 trillion.

The bank aid and the deficit-cutting come at the cost of greater EU supervision of Spain's finances, both for the government and the banks, even though Rajoy's government insists it has given up no sovereignty.

"In exchange for the bank bailout agreement, Brussels, the ECB and the IMF have placed Spain and its institutions in a situation of strict monitoring and control," Spanish newspaper El Pais said in an editorial Wednesday.

The concern among investors and Europe-watchers is that further austerity cuts will push Spain's economy further into recession in the short term, making it even harder for the government to trim its deficit.

Spain ? the fourth-largest economy in the eurozone ? has been struggling to keep a lid on its government deficit in the midst of a recession while trying to support its troubled banking industry. There are fears that should Spain need a bailout of its own as did Greece, Ireland and Portugal, the eurozone would struggle to finance it, pushing the region further into recession.

However, said Mark Miller of Capital Economics in London, markets are concentrating on the planned bank bailout, which could get the economy up and running again by providing businesses and households.

So if the bailout works, it should eventually compensate for the bitter cocktail of the new austerity package. "'It is the classic case of short-term pain for longer-term gain," Miller said.

Wednesday's increases in sales tax include a 3 percentage point hike on products and services like clothing, cars, cigarettes and telephone services to 21 percent and a 2 percentage point increase on goods such as public transport fares, processed foods and bar and hotel services to 10 percent. The sales tax on basic goods like bread, medicine and books stays at 4 percent.

Other measures outlined Wednesday included:

??660 million of cuts in government spending beyond the reductions already outlined in the 2012 budget

? wage cuts for civil servants and members of the national parliament

? further closures of state-owned companies

? tax deductions for homeowners to be scrapped

? a 30 percent cut in the number of town councilors

? slight reduction in unemployment pay, designed to encourage jobless people to seek work more quickly.

? 20 percent cut in government subsidies to political parties and labor unions.

? possible privatization of ports, railways and airports

In Brussels, spokesman Simon O'Connor said the European Commission, the EU's executive arm, welcomed the government's announcement of the new measures as "an important step to ensure that the fiscal targets for this year can be met."

Financial markets greeted news of the measures. The interest rate on Spain's benchmark 10-year bond dropped 0.22 percent to 6.57 percent, away from the 7 percent levels it reached earlier this week, while the country's IBEX stock index was up by 1.1 percent in afternoon trading.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-07-11-Spain-Financial%20Crisis/id-5238c18c0e924003905639f3d54069ca

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Howard Stern & Howie Mandel Argument Gets Heated On AGT (Video)

Things got heated last night on America?s Got Talent between Howard Stern and Howie Mandel. There is no love lost between those two that is for sure. 70 ?year old Big Barry was at the center of the tense argument between Howie and Howard on AGT. The lounge singer has made it through two rounds of auditions largely due to the support from Mandel. On the flip-side of that is Stern who is not at all a supporter of Big Barry. Well the differences between the two men on this subject took a turn for the worse last night. After the lounge act singer got done doing his thing, which I have to say wasn?t as great as Howie said but didn?t suck as much as Howard made it seem either, Mandel began giving Big Barry props for his performance. Stern was not having it anymore and lets just say the two men had some serious words while Sharon Osbourne just sat thee very uncomfortable between the two feuding men. That is until she had enough and then she along with Nick Canon basically told them to go to their corners. You really need to watch the below video to [...]

Source: http://feedproxy.google.com/~r/RightCelebrity/~3/uq21aTFz1_4/

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New curriculum teaches internal medicine residents high value, cost-conscious care principles

Public release date: 10-Jul-2012
[ | E-mail | Share ]

Contact: Steve Majewski
smajewski@acponline.org
215-351-2514
American College of Physicians

American College of Physicians and Alliance for Academic Internal Medicine developed curriculum as latest component of ACP's High Value, Cost-Conscious Care initiative

Philadelphia, July 10, 2012 -- The American College of Physicians (ACP) and the Alliance for Academic Internal Medicine (AAIM) today unveiled a high value, cost-conscious care curriculum to help train internal medicine residents about how to avoid overuse and misuse of tests and treatments that do not improve outcomes and may cause harms.

The free curriculum, available at www.highvaluecarecurriculum.org, is designed to engage internal medicine residents and faculty in small group activities organized around actual patient cases that require careful analysis of the benefits, harms, costs, and use of evidence-based, shared decision making. The flexible curriculum consists of ten, one hour interactive sessions that can be incorporated into the existing conference structure of a program.

"Physicians receive little specific training about identifying and eliminating wasteful diagnostic and treatment options," said Cynthia D. Smith, MD, FACP, ACP's Senior Medical Associate for Content Development and the lead author of "Teaching High-Value Cost-Conscious Care to Residents: The AAIM-ACP Curriculum," published online in Annals of Internal Medicine, ACP's flagship journal. "Residency training is an excellent time to introduce the concept of high value, cost-conscious care because the habits that residents learn during training have been shown to stay with them throughout their professional careers."

Health care expenditures are projected to reach almost 20 percent of the United States' GDP by 2020. Many economists consider this spending rate unsustainable. Up to 30 percent, or $765 billion, of health care costs were identified as potentially avoidable -- with many of these costs attributed to unnecessary services.

The committee that developed the curriculum consisted of ACP-AAIM members and staff, program directors, associate program directors, a department chair, residency faculty, and internal medicine residents.

What is High Value, Cost-Conscious Care?

High value, cost-conscious care means that a test or treatment has benefits that make its potential harms and costs worthwhile. Some expensive tests and treatments have high value because they provide high benefit and low harm. Conversely, some inexpensive tests or treatments have low value because they do not provide enough benefit to justify even their low costs and may even be harmful.

Because misuse and overuse of medical interventions that do not improve patient health contribute significantly to the unsustainable growth of health care spending, ACP launched a High Value, Cost-Conscious Care initiative in 2010 to help physicians and patients understand the benefits, harms, and costs of tests and treatment options for common clinical issues.

###

About the American College of Physicians

The American College of Physicians is the largest medical specialty organization and the second-largest physician group in the United States. ACP members include 133,000 internal medicine physicians (internists), related subspecialists, and medical students. Internists specialize in the prevention, detection, and treatment of illness in adults.

About the Alliance for Academic Internal Medicine

The Alliance for Academic Internal Medicine (AAIM) is a consortium of five academically focused specialty organizations representing department chairs and chiefs; clerkship, residency, and fellowship program directors; division chiefs; and academic and business administrators as well as other faculty and staff in departments of internal medicine and their division at medical schools and teaching hospitals in the United States and Canada. Please visit www.im.org for more information.

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?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Public release date: 10-Jul-2012
[ | E-mail | Share ]

Contact: Steve Majewski
smajewski@acponline.org
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American College of Physicians

American College of Physicians and Alliance for Academic Internal Medicine developed curriculum as latest component of ACP's High Value, Cost-Conscious Care initiative

Philadelphia, July 10, 2012 -- The American College of Physicians (ACP) and the Alliance for Academic Internal Medicine (AAIM) today unveiled a high value, cost-conscious care curriculum to help train internal medicine residents about how to avoid overuse and misuse of tests and treatments that do not improve outcomes and may cause harms.

The free curriculum, available at www.highvaluecarecurriculum.org, is designed to engage internal medicine residents and faculty in small group activities organized around actual patient cases that require careful analysis of the benefits, harms, costs, and use of evidence-based, shared decision making. The flexible curriculum consists of ten, one hour interactive sessions that can be incorporated into the existing conference structure of a program.

"Physicians receive little specific training about identifying and eliminating wasteful diagnostic and treatment options," said Cynthia D. Smith, MD, FACP, ACP's Senior Medical Associate for Content Development and the lead author of "Teaching High-Value Cost-Conscious Care to Residents: The AAIM-ACP Curriculum," published online in Annals of Internal Medicine, ACP's flagship journal. "Residency training is an excellent time to introduce the concept of high value, cost-conscious care because the habits that residents learn during training have been shown to stay with them throughout their professional careers."

Health care expenditures are projected to reach almost 20 percent of the United States' GDP by 2020. Many economists consider this spending rate unsustainable. Up to 30 percent, or $765 billion, of health care costs were identified as potentially avoidable -- with many of these costs attributed to unnecessary services.

The committee that developed the curriculum consisted of ACP-AAIM members and staff, program directors, associate program directors, a department chair, residency faculty, and internal medicine residents.

What is High Value, Cost-Conscious Care?

High value, cost-conscious care means that a test or treatment has benefits that make its potential harms and costs worthwhile. Some expensive tests and treatments have high value because they provide high benefit and low harm. Conversely, some inexpensive tests or treatments have low value because they do not provide enough benefit to justify even their low costs and may even be harmful.

Because misuse and overuse of medical interventions that do not improve patient health contribute significantly to the unsustainable growth of health care spending, ACP launched a High Value, Cost-Conscious Care initiative in 2010 to help physicians and patients understand the benefits, harms, and costs of tests and treatment options for common clinical issues.

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About the American College of Physicians

The American College of Physicians is the largest medical specialty organization and the second-largest physician group in the United States. ACP members include 133,000 internal medicine physicians (internists), related subspecialists, and medical students. Internists specialize in the prevention, detection, and treatment of illness in adults.

About the Alliance for Academic Internal Medicine

The Alliance for Academic Internal Medicine (AAIM) is a consortium of five academically focused specialty organizations representing department chairs and chiefs; clerkship, residency, and fellowship program directors; division chiefs; and academic and business administrators as well as other faculty and staff in departments of internal medicine and their division at medical schools and teaching hospitals in the United States and Canada. Please visit www.im.org for more information.

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Source: http://www.eurekalert.org/pub_releases/2012-07/acop-nct071012.php

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